When you welcome a dog into your home, it’s really important to get them some basic items and equipment. Things like a good quality bed, healthy dog food, and a few different toys will really come in useful and ensure that your dog can lead a healthy and happy life. However, there is one very important thing that all dogs need but many owners often overlook: pet insurance.
Once your pet is insured, it will be covered for all veterinary and related health bills. So, if your dog were to fall ill or get injured somehow, you wouldn’t have to fork out huge sums of money for its treatment and medicine. So, as you can see, insurance can bring down your overall pet costs in the long run. Unfortunately, though, some pet policies can be extremely expensive. There are a few ways you can try and bring down the price, though. Read on to find out more.
Bring Down Your Dog’s InsuranceWith This Expert Advice
Shop Around Before You Buy
Companies will offer different prices for their insurance policies, so it really is a good idea to shop around to ensure that you are buying the most reasonably priced policy before you do part with your money. So, make sure that you get a few different quotes from different insurance providers so that you can work out which is the best policy for your budget.
Stay Away From Certain Breeds
Some breeds of dog can be especially expensive to insure. That’s because they are prone to various health conditions because of the way they have been bred over the years. For instance, pugs often suffer with a condition called canine hip dysplasia which will need an expensive operation to treat it. If you want to keep your insurance payments down to a minimum, it really is a good idea to go for a mixed breed as they are often healthier than pure breeds, even in old age.
Keep Your Dog Fit And Healthy
You should endeavor to give your dog a lifestyle that will promote good dog health so that you don’t have to take your pet to the vets too often. That means you need to always focus on keeping your pooch as fit and healthy as possible. Ensuring it gets plenty of walks and a balanced diet are some basics that you can take to improving its overall health.
Increase Your Excess
Some insurance companies will give you the chance to reduce your monthly or annual payments by increasing the excess on your policy. The excess is basically the amount that you have to pay before the insurance will cover any costs. For example, if your excess is $50 and a treatment costs $150, you will need to pay $50 before the insurance provider covers the remaining $100. If you are willing to pay a higher excess, then you will find it can greatly reduce your policy payments.
Hopefully, all of these great tips help you reduce the cost of your dog’s insurance in the future!